In today’s uncertain economy, solo business owners—especially coaches—are feeling the squeeze. Inquiries are slowing, corporate approvals are dragging, and clients are second-guessing their budgets. The result? A stressful cycle of inconsistent cash flow, unexpected tax bills, and decision fatigue. On top of that, clients can sense our anxiety, which can further undermine our businesses.
That’s where
Cash Flow Calm comes in. This program provides simple, effective solutions designed specifically for independent coaches who want to stabilize their finances and reduce stress. The system is built on four straightforward categories:
- Owner Pay
- Operations
- Taxes
- Reserves
By setting up separate accounts and establishing a realistic pay structure, you’ll be prepared to handle leaner months without resorting to panic discounts. You’ll learn how to calculate your true monthly expenses—including operating costs, taxes, and personal pay—then assign starter percentages to each category. We’ll also help you create a payday calendar with automated transfers, ensuring that your finances run smoothly in the background.
To keep you on track, we’ll introduce a simple weekly review process that makes it easy to spot surprises early and adjust with confidence. No complicated spreadsheets or financial jargon—just a clear, repeatable system that brings structure and calm to your money management.
By the end of the session, you’ll walk away with three practical tools:
- A one-page cash map that shows exactly where your money goes.
- A first draft of distribution percentages tailored to your business.
- A 30-day checklist to start stabilizing your income immediately
This program is designed for coaches who want clarity, control, and calm in their financial lives. It’s more than just bookkeeping—it’s about building confidence, protecting your income, and avoiding the stress that comes with uncertainty.
Cash Flow Calm also serves as a gateway to our optional two-hour workshop, Season-Proof Your Coaching Income. In that deeper dive, we’ll take your personalized numbers, fine-tune your system, and explore strategies to manage spending and plan for long-term success. Whether you’re looking to weather seasonal dips or prepare for bigger growth, this extended workshop helps you strengthen your financial foundation.
Running your own business shouldn’t feel like riding a roller coaster. With the right system in place, you can shift from feeling anxious and reactive to calm and proactive. Cash Flow Calm gives you the tools, confidence, and structure to stabilize your finances today—and the knowledge to keep them steady in the future.
Join us to bring balance back to your coaching practice and ensure smoother sailing ahead!
CCEUs for this Program: 1.0 Resource Development
Disclaimer: The presenter is not a CPA, financial advisor, or attorney. This program is educational and not legal, tax, or accounting advice. The cashflow system reflects practices the presenter uses in his own business and that other coaches have adopted; please consult a qualified professional for guidance tailored to your situation.